Every home in your ZIPs is scored on how likely it is to move or refinance in the next year, from the public record: tenure, equity, the rate they are locked into, a mailing address that stopped matching the house. You get the short list with the reason behind each name, and the tools to reach them from one screen.
It is a sequence, not a feature list. Each step only works because the one before it did.
Every home in the ZIPs you pick gets a score from 1 to 100 from thirty-four public-record signals. Long tenure, real equity and a rate the owner will never see again all count.
The homes worth a call this week, ranked, with the reason each one moved: a neighbour just sold, an owner moved out, an equity position that makes a refinance or a purchase the obvious next step.
Postcards from $0.89 a card plus postage, newsletters, calls and email, all from the lead. Your own branding, your NMLS line, every time.
Upload your fee sheet from a CSV, a photo of your printed rate card, or type the lines in. It feeds every refinance estimate you put in front of a borrower, and, when you say so, the net sheets your agent and title partners run. Their sheets come back to you the same way.
Home value and new loan in; origination, appraisal, credit, flood, recording and the title side out, added up to cash to or from the borrower.
Your partners pull your refinance sheet into their net sheets; you pull their commission and title sheets into yours. A toggle per sheet, nothing shared until you flip it.
In a partner group your logo, name, NMLS and phone ride in the agent’s postcards and newsletters. The agent switches it on and off from their side.
An agent holds the ZIPs. You join the same account as a full user with your own login and your own subscription, and the bill divides: an eighth, a quarter, a third or a half, whatever the two or three of you agree. Same ground, same leads, own login. The agent always holds the territory, and the agent never pays less than a partner.
Age, familial status, disability, marital status, race, national origin, or any proxy for them. Those fields sit in the public record. We leave them there, and the score never sees them. Every signal we use is drawn from the county roll and the deed record, and every lead comes with the reason it is on the list.
Mortgage sits on the real-estate ladder: the same seats, ZIPs and leads at every tier. Priced by the plan, not the lead. Cancel any time.
White Label — your brand, your domain — is $2,499 a month with a $4,499 setup, by consultation. Working with an agent already? Set up a partner group and each of you pays a share of one account: an eighth, a quarter, a third or a half.
Every seat sees every scored home in your ZIPs: the owner, the tenure, the equity, the rate signal. Tell us your area and, before you pay for anything, we come back with what we hold across it and how it is scored there.
Rather talk to someone first? Contact us. No minimum term, and nothing is billed until you say so.