MYREIO.COM TERMS OF SERVICE & END USER LICENSE AGREEMENT

Last Updated: September 24, 2026 [1]

IMPORTANT CONTRACTUAL NOTICE

THIS IS A LEGALLY BINDING CONTRACT BETWEEN MY REIO, LLC (“COMPANY,” “MYREIO,” “WE,” OR “US”) [1] AND THE INDIVIDUAL OR LEGAL ENTITY LICENSING THE PLATFORM (“USER,” “CLIENT,” “LICENSING CONTRACTOR,” OR “YOU”). THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE MYREIO.COM WEBSITE, SOFTWARE, APPLICATIONS, DATA LOOPS, UTILITIES, AND INTEGRATED SALES TOOLS (COLLECTIVELY, THE “PLATFORM”).

BY ACCESSING OR USING THE PLATFORM, YOU CONFIRM AND REPRESENT THAT YOU ARE ENTERING INTO THIS AGREEMENT SOLELY FOR BUSINESS, COMMERCIAL, OR PROFESSIONAL PURPOSES. YOU EXPLICITLY AGREE THAT THIS TRANSACTION IS NOT A CONSUMER TRANSACTION AND THAT CONSUMER PROTECTION LAWS GOVERNING PERSONAL, FAMILY, OR HOUSEHOLD GOODS DO NOT APPLY TO THIS RELATIONSHIP.

SECTION 1: INFRASTRUCTURE, DATA ORIGINATION, AND OWNERSHIP

1.1 Data Aggregation and As-Is Provisioning

The User acknowledges that MyREIO is an automated technological data aggregation dashboard. The Platform compiles public record property tax data, deeds, land sales documents, and municipal construction permits derived directly from municipal, state, and county government bodies. These include, but are not limited to:

The Florida Department of Revenue Owner Roll and Sales Files.

New Jersey MOD-IV Parcel datasets and NJ Construction Permit logs.

Maryland SDAT Parcel and Sales files.

North Carolina OneMap and Colorado Public Parcel Composites.

Daily pre-foreclosure files, lis pendens, certificates of title, probate records, and death certificates sourced from the Hillsborough and Collier County Clerks of Court.

1.2 No Warranty of Accuracy or Completeness

All data points, predictive turning scores, intent signals, valuation metrics, and market statistics provided through the Platform are derived from third-party vendor APIs, scrapers, and raw government feeds, specifically including RentCast, Apify, FRED (Federal Reserve Economic Data), and Freddie Mac.

MyREIO does not warrant, verify, or guarantee the accuracy, truthfulness, timeline consistency, or completeness of any data point. Public infrastructure records frequently contain clerical errors, missing fields (such as missing owner names or absent sale prices), and data latencies. For example, the User explicitly recognizes that courthouse filing feeds (such as the Hillsborough daily files) may experience operational lag times resulting in asynchronous reporting windows. All data is delivered strictly "AS IS" and "WITH ALL FAULTS."

1.3 The Fair Credit Reporting Act (FCRA) Absolute Disclaimer

The Platform is NOT a "Consumer Reporting Agency," and the data, contact tools, and profiles licensed through the Platform do NOT constitute "Consumer Reports" as those terms are defined under the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq.

The User is STRICTLY PROHIBITED from utilizing any data obtained from MyREIO to establish, verify, or evaluate an individual consumer’s eligibility for:

Commercial or personal credit, loans, or insurance underwriting.

Employment, housing, tenant screening, or background checks.

Any other personal licensing, government benefit, or qualification evaluation.

SECTION 2: THE MULTI-STATE COMPLIANCE PROTOCOL & USER WARRANTY

2.1 The Downstream Liability Pass

MyREIO provides structural, geographic, and macro-level real estate data alongside communication tools. The User assumes 100% sole legal and financial responsibility for verifying that their specific marketing campaigns, messaging content, communication methods, and regional deployment timelines completely adhere to all local, county, state, and federal laws.

2.2 Strict Compliance Warranties by Industry Vertical

The User explicitly warrants that they maintain active, valid professional state licenses matching their selected operational profile and will input their state credentials whenever prompted by Platform template protocols. The User covenants absolute compliance with the following mandatory parameters:

Roofing, Solar, Pools, Landscaping, and Home Modification Trades: The User warrants that they will conspicuously display their state-mandated license or registration numbers on all outgoing marketing media generated by the Platform. This includes printing the California CSLB, Florida DBPR, Maryland MHIC, New Jersey 13VH HIC, Pennsylvania HIC, or new Montana CCL numbers directly onto the front headers of postcards, landing page footers, and correspondence layouts wherever contractually or statutorily required.

The Insurance Deductible Felony Shield: If the User operates in the Roofing, Restoration, or general contracting spaces, they are strictly barred from using the Platform's content tools, dynamic text builders, or postcards to publish, imply, or promise to pay, waive, absorb, or rebate all or any portion of a homeowner's insurance deductible. The User acknowledges that offering deductible offsets can constitute structural insurance fraud and a criminal misdemeanor or felony under Texas Business & Commerce Code § 27.02, Florida Statutes § 489.147, Wisconsin Statutes § 100.65, and general state Consumer Sales Practices Acts (CSPA).

Real Estate, Mortgage, and Title Verticals: The User warrants that they will ensure their sponsoring brokerage name, NMLS ID, and broker phone numbers are displayed in matching or superior prominence on all Platform graphics, social templates, and video structures to prevent "blind ad" violations, adhering directly to Texas TREC 22 TAC § 535.155, Georgia GREC R. & Regs. 520-1-.09, Florida FAC 61J2-10.025, and federal MAP Rule (12 CFR Part 1014) archival rules.

2.3 Strict "Zero-Public-Data" Restrictions and Sales Tool Scope

The User acknowledges that MyREIO automatically restricts its technical interface, skip-tracing mechanics, and data access within specific regional boundaries to mirror state consumer protection frameworks:

Public Record Exploitation Bans (e.g., South Carolina): In states where pulling individual public record profiles for commercial solicitation is legally prohibited under family privacy statutes (such as S.C. Code Ann. § 30-2-50(A)), MyREIO’s outbound tools will be structurally restricted. The User cannot skip-trace, phone-blast, or mail targeted individuals pulled from public assessor lists in these states. The User agrees to use the Platform strictly for macro-level territory mapping (analyzing anonymized property attributes like age, radius, and storm metrics) and will execute physical direct outreach solely through compliant, un-targeted paths like USPS Every Door Direct Mail (EDDM) or non-personalized geofenced social ads.

Corporate (B2B) and Inbound Exemptions: Restricted state parameters do not apply to data rows where the target property is legally owned by a corporate entity (

LLC

,

Inc.

,

Corp.

), or where a consumer voluntarily inputs their personal identifiers into a MyREIO web widget or GHL landing page form, establishing documented prior express consent.

SECTION 3: COMMUNICATION CHANNELS, TELEPHONY, AND SMS GATEWAYS

3.1 Integrated Communications and API Pass-Throughs

The Platform interfaces with downstream communication utility vendors, including Tracerfy for data enrichment/DNC scrubbing and Twilio for voice and short-message-service (SMS) transit. MyREIO behaves as a neutral software pipeline; we do not initiate calls, draft custom copy, select message recipients, or control dialing vectors.

3.2 Automated Calling and Mini-TCPA Safe Harbors

The User is explicitly prohibited from using any automated dialer, power dialer, or prerecorded voice system integrated with the Platform to contact any phone record unless the User has documented, authenticated, time-stamped Prior Express Written Consent from the consumer, or holds an active, unexpired Established Business Relationship (EBR) meeting state definitions. The User agrees to strictly scrub all marketing lists through the Platform’s integrated Tracerfy DNC engine, checking records against the National Do Not Call Registry and individual state-managed DNC lists (such as the independent lists of Florida, Indiana, Missouri, and Texas).

3.3 Text Messaging Class-Action Risk Passes

The User acknowledges that text messaging is classified as a "telephonic sales call" under many state Mini-TCPA frameworks and carries steep statutory liquidating damages (up to $1,500 per message). Under Washington’s CEMA (RCW 19.190.060), Florida’s FTSA (Fla. Stat. § 501.059), and Oklahoma’s Telephone Solicitation Act, cold-texting skip-traced mobile lines without a prior affirmative opt-in is a strict liability violation.

The User warrants that they will not use the Twilio engine to blast unconsented text messages.

The User warrants that they will completely maintain active, compliant, 10-year internal DNC records for any consumer who replies with standard opt-out syntax (

STOP

,

UNSUBSCRIBE

).

3.4 Strict Structural Calling Hour and Blackout Gates

The Platform enforces centralized calling-hour limits based on regional rules. The User acknowledges that their access to telephony tools will be systematically restricted to conform with local state parameters, including but not limited to:

Pennsylvania / Maryland: Strict Mon–Sat 9:00 a.m. to 7:00 p.m. or 8:00 a.m. to 8:00 p.m. call caps, with hard Sunday and legal holiday blocks.

Rhode Island: Mon–Fri 9:00 a.m. to 6:00 p.m. and Sat 10:00 a.m. to 5:00 p.m. limits.

Kentucky: Strict 10:00 a.m. to 9:00 p.m. call windows.

SECTION 4: NATURAL DISASTERS, SEVERE WEATHER, & EMERGENCY BLACKOUTS

4.1 Price Gouging Marketing Bans

The User acknowledges that the Platform's Severe Weather Add-On tracks real-time data from the National Weather Service and OpenFEMA to deliver tactical marketing insights. However, during a governor- or president-declared State of Emergency, strict anti-price gouging laws trigger automatically across regional markets, including California (Penal Code § 396), Florida (Fla. Stat. § 501.160), and New York (GBL § 396-r). The User warrants that they will not use MyREIO's automated postcard (

Thanks.io

) or email (

Postmark

) systems to adjust, increase, or artificially spike service pricing for emergency restoration, roofing, or structural repair inside active disaster zones.

4.2 Public Adjuster Disaster Constraints

If the User operates as a licensed Public Adjuster, they acknowledge extreme statutory constraints within post-disaster territories. The User warrants that they will not utilize the Platform’s tracking tools to solicit clients within active emergency zones where first responders remain on-scene, or during state-mandated blackout windows, such as the strict 48-hour post-disaster solicitation ban enforced under Florida DFS and Maryland MIA codes.

SECTION 5: PRIVACY COMPLIANCE, DATA TAKEDOWNS, AND INDEMNIFICATION

5.1 New Jersey’s Daniel’s Law Compliance

The User acknowledges that New Jersey law (N.J.S.A. 56:8-166.1 / Daniel's Law) strictly criminalizes the commercial exposure, sharing, or continuous display of home addresses and telephone numbers belonging to covered active or retired law enforcement officers, judges, prosecutors, and their immediate families.
MyREIO maintains a centralized data suppression engine. The User explicitly covenants that they will immediately honor and execute all Platform-enforced data takedown strings, and they will never attempt to reverse-engineer, unmask, scrape, or extract hidden NJ parcel ownership files to build bypass lists.

5.2 Absolute User Indemnification Clause

THE USER AGREES TO INDEMNIFY, DEFEND, AND HOLD HARMLESS MY REIO, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND CORE INFRASTRUCTURE DATA AND MARKETING VENDORS (INCLUDING RENTCAST, APIFY, TRACERFY, TWILIO, THANKS.IO, POSTMARK, AND GOHIGHLEVEL) [1] FROM AND AGAINST ANY AND ALL CLAIMS, CIVIL ACTIONS, ADMINISTRATIVE FINES, LOSSES, LIABILITIES, DAMAGES, COSTS, AND LEGAL FEES (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING OUT OF OR TIE-IN TO:

THE USER'S VIOLATION OF ANY LOCAL, STATE, OR FEDERAL LAW PROHIBITING UNLAWFUL COMMERCIAL SOLICITATION, TCPA BLASTING, CAN-SPAM VIOLATIONS, OR PRIVACY BREACHES.

THE USER'S MISUSE OF PUBLIC RECORD PARCEL DATA IN RESTRICTED DATA STATES.

THE USER'S DEPLOYMENT OF MISLEADING, INSURANCE-FRAUD-ADJACENT, OR UNLICENSED ADVERTISING COPY THROUGH PLATFORM MAIL, EMAIL, OR CRM WEBHOOK LOOPS.

SECTION 6: THE TERMINATION, RISK, AND SCRAPING BUFFER

6.1 Terms of Service Scraping Limits

MyREIO licenses its property profiles, permitting data, and intent trackers strictly for internal business development inside your authorized user seats. The User is strictly prohibited from running automated bots, crawlers, or secondary scraping tools to pull data in bulk out of MyREIO's database.

The User recognizes that scraping listing aggregators (such as FSBO.com via Apify integrations) carries systemic third-party platform Terms of Service risks. MyREIO assumes zero liability if an external platform alters its access blocks or takes legal action against a user for data harvesting.

6.2 The Right of Immediate Account Termination

MyREIO retains the absolute right to monitor platform usage metrics, outbound postcard templates, and GHL handoff volumes. If we detect or reasonably suspect that your account is deploying marketing materials that contain illegal deductible-waiving offers, violating NJ Daniel's Law data lines, texting unconsented lists in mini-TCPA states, or operating without valid state trade credentials, we will immediately suspend or permanently terminate your Platform access without notice, recourse, or refund.