The homes that go under-claimed are not the ones with a tarpaulin on the roof. They are the older houses whose owner lives in Ohio, who saw the storm on television, who had somebody drive past and say it looked fine. More than a third of the homes we hold are owned from somewhere else, and the county roll knows exactly which ones.
Every other page you have been sold opens with what it gives you. This one opens with what it withholds, because you will find out in week two anyway and we would rather it was now.
We do not hold a named-storm damage feed, we cannot draw you a wind-field polygon, and we will not sell you a list described as “inside the path”. If somebody is selling you that, ask them which feed it comes from and what date it was last refreshed.
We know what the county knows: who owns it, where they are, how old the building is, what has been permitted on it. We do not know that a roof is damaged, that a claim exists, or that anyone is insured at all. Nothing here is a claim list.
The absent owner is not an event. It is a standing condition, true every month of every year, which is why this list does not go stale between storms and does not need one to be worth working.
No homestead exemption, and a mailing address in another county or another state. Runs wherever we hold a property record.
Year built and effective year. An older envelope under an older policy is a different conversation from a 2021 build.
Where the county publishes permits, the houses with no repair work ever filed. Where it does not, this filter is off, and the first two carry the list on their own.
Florida sets conditions on how and when a public adjuster may approach an insured, and they are stricter after a declared emergency than before one. We do not interpret those rules for you and we do not build a workflow that assumes a particular reading of them. Your compliance counsel decides; the list is a list.
Where the roll does not carry an ownership flag we say so rather than treating a blank as “lives there”, which is how a mailing list quietly becomes a hundred thousand houses nobody knows anything about.
Whichever list you are on, the same machinery sits under it.
Photograph a house and the parcel attaches itself — owner, mailing address, year built, lot size, last sale. Your rep adds what only a person standing there can see.
Roughly half of southwest Florida is owned by somebody living somewhere else. The roll carries the address they open their post at, so the mailer lands in Ohio in February instead of on a mat in Naples.
A shared lead is eight contractors calling one homeowner who put their hand up. Seven lose. A list is doors you work on your own schedule, and nobody’s phone rings eight times.
Postcards run from the same list — from $0.99 per 4×6 plus postage. No exporting a CSV and re-typing it into somebody else’s mail house.
Priced by the seat, not the ZIP. Every seat sees every property we cover that matches your trade’s filter — no territory limit, no monthly quota. Cancel any time.
Every seat sees every property we cover that fits your trade. Tell us your area and, before you pay for anything, we come back with the count of absentee-owned homes over twenty years old across it, how many carry a usable mailing address, and where the permit-absence filter runs.
Rather talk to someone first? Contact us. No contract, and nothing is billed until you say so.